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Slides from 5/31/18 UP Underinsurance Workshop

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Next Workshop (topic tba):  Thursday, July 19, 6pm, Unitarian Universalist Church 547 Mendocino Ave, Santa Rosa
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Slides & Info:
Underinsurance Remedies and Settling Dwelling RC Value Disputes

May 31, 2018 at 6pm, Unitarian Universalist Church, 547 Mendocino Ave, Santa Rosa

  • Mediating insurance disputes. Best practices, pros and cons.
  • UP is working on a pilot program that would provide an option for settling dwelling valuation disputes via mediation. Contact UP at info@uphelp.org if you are interested.

View information from this workshop:

Underinsurance 101: Underinsurance is such a common problem after large-scale disasters that United Policyholders has an entire section of our website devoted to underinsurance help. It is a challenging problem and there is no “one size fits all” solution. Documentation, research, strategic negotiation and litigation are your options.

https://www.uphelp.org/pubs/underinsurance-101 

https://www.uphelp.org/blog/update-remedies-underinsured-ca-disaster-survivors 

https://www.uphelp.org/guide/underinsurance-help

https://www.uphelp.org/blog/united-policyholders-praises-california-supreme-court-decision-will-help-underinsured-wildfire

https://www.uphelp.org/sites/default/files/blog/fire_insurance_claims_and_homeowner_rights_2018_.pdf

Negotiation: The “pro” of using do it yourself (self–‐help) tips are that you won’t be paying for professional help. The “con” is that you may not have the skills, time or leverage to get a fair resolution on your own. United Policyholders provides many publications on our website to help you with negotiation. www.uphelp.org/speakUP

Mediation: Private, voluntary, or court–‐ordered mediations have become the most common way of resolving claim disputes. Mediation pros are that it can be fast, and relatively cheap compared to a lawsuit. Cons are that claims often get settled for less than full value in mediation. www.uphelp.org/mediation

Appraisal: Home insurance policies allow claim value (not coverage) disputes to be resolved by a process called “appraisal” – this is different from a real estate appraisal. Pros – faster and cheaper than litigation. Cons – limited to valuation disputes only, cumbersome, insider game. www.uphelp.org/appraisal

Find Help Directory: When a coverage or claim problem arises, finding qualified professional help isn’t easy. Insurance companies have experts, lawyers and claim professionals advancing their financial interests. You are entitled to the same. This directory can help. www.uphelp.org/sponsors/California

The Roadmap to Recovery program is a registered trademark of United Policyholders, a nonprofit information resource and voice for insurance consumers in all 50 states. We do not give legal advice or endorse or warrant any of the insurance products, vendors or professionals identified in our educational materials.

uphelp.org     Tax I.D. 94-3162024     info@uphelp.org

The information above is from United Policyholders.

Neighbors Together ~ Strong & Resilient does not provide any advice or endorse any service provider or agency. 

October 2017 Northern California Firestorm: Tubbs Fire in Santa Rosa: Coffey Park; Fountaingrove (Hidden Valley Estates (HVE) is lumped with FG); Larkfield-Wikiup-Mark West-Riebli; Rincon Valley-Deer Trail-Calistoga Rd; Bennett Ridge (Nuns/Annadel Fire) . . . See more . . . »

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