While the Connexus Credit Union Everyday Rewards+Card* offers some decent bonus rewards on regular spending categories, it doesn’t offer a lot of extra perks. Here are a few comparable cash-back credit cards that may be a better fit if you’re looking to maximize your cash-back earnings and rewards:

Connexus Credit Union Everyday Rewards+Card* vs. Blue Cash Everyday® Card from American Express

Both the Connexus Credit Union Everyday Rewards+Card* and Blue Cash Everyday® Card from American Express (Terms apply, see rates & fees) offer extra cash back on grocery and gas station purchases—but the Amex Blue Cash Everyday earns 3 points per dollar back in those categories, while the Connexus card only offers 2 points per dollar. But if you love restaurants—Connexus earns 4 points per dollar when dining in or ordering takeout. And while Amex limits bonus cash back in each bonus category—the Connexus card offers unlimited cash back in bonus categories. The Blue Cash Everyday has respectable earnings overall: 3% cash back at U.S. supermarkets, U.S. gas stations, and online retail purchases in the U.S. (on up to $6,000 in each category per year in purchases, then 1%), and 1% cash back on other purchases. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits or at Amazon.com checkout.

But the big difference comes with additional perks, as Amex offers purchase protections¹, rental car insurance² and credits for things like a Disney Plus Bundle and Home Chef meal kits. Plus you can access Amex Experiences and Amex Offers. This makes the Amex a more attractive cash-back card.

Connexus Credit Union Everyday Rewards+Card* vs. Chase Freedom Flex®

Connexus and Chase both offer extra cash back in certain categories—with the Everyday Rewards+ offering 4 points per dollar on restaurants—while the Chase Freedom Flex® offers 5% cash back on up to $1,500 in combined purchases in categories that rotate quarterly (requires activation), 5% cash back on travel purchased through Chase Travel℠, 3% cash back on dining and drugstores and 1% cash back on all other purchases.

Plus Chase offers more perks, such as extended warranty protection, rental car insurance, fraud protection and even cellphone insurance. This makes the Chase Freedom Flex® a more valuable cash-back card when compared to the Connexus Credit Union Everyday Rewards+Card*.

Connexus Credit Union Everyday Rewards+Card* vs. Discover it® Cash Back

Discover offers a simple cash-back rewards card with the Discover it® Cash Back card, earning 5% cash back on everyday purchases at different places each quarter up to a quarterly maximum of $1,500 in spending when activated. Plus, earn unlimited 1% cash back on all other purchases – automatically. In addition, Discover will automatically match all the cash back earned at the end of the first year as a cardmember. There’s no minimum spending or maximum rewards.

Connexus does have the upper hand with unlimited 4 points per dollar on restaurant purchases—allowing you to maximize your cash back with no spending caps. But Discover offers a much longer 0% intro APR period: 0% introductory APR for 15 months on purchases and eligible balance transfers. Then, a standard rate of 18.24% – 28.24% variable applies. A balance transfer fee of up to 5% of the amount transferred applies.

Ultimately, both cards offer great cash-back rewards on everyday spending—which one you choose will simply depend on your spending habits.

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Last Update: July 8, 2024